Managing Core Risks in Banking

MANAGING CORE RISKS IN BANKING: ASSET-LIABILITY MANAGEMENT (ALM) BANGLADESH BANK  summation Liability perplexity Policy Asset Liability Management (ALM) is an integral go away of Bank Management; and so, it is essential to engender a organize and systematic process for manage the Balance Sheet. Banks must have a committee comprising of the senior wariness of the bank to pull out important decisions related to the Balance Sheet of the Bank. The committee, typically called the Asset Liability Committee (ALCO), should meet atleast once every month to analysis, refreshen and formulate st countgy to manage the balance weather sheet. In every ALCO concussion, the key points of the discussion should be minuted and the action points should be highlighted to better position the banks balance sheet. In every ALCO meeting, action points taken in the past ALCO meeting should be reviewed to ensure implementation. Specific functions of ALCO are: 1. To receive and review reports on liquidity risk, market risk and capital management as covered in this report. 2. To identify balance sheet management issues like balance sheet gaps, interest rate gap/profiles etc. that are leading to under-performance. 3. To review deposit-pricing dodging for the local market. 4.

Review liquidity contingency plan for the bank.  split A EXECUTIVE SUMMARY. ....................................................................................................4 PURPOSE/METHODOLOGY/LIMITATIONS/DISCLAIMERS.....................................5 POLICY STATEMENT..........................................................................................................7 ORGANISATIONAL STRUCTURE.....................................................................................8 bear on .................................................................................................................................9 1. ALCO AND ALM... If you want to get a full essay, order it on our website: Orderessay

Order your essay at Orderessay and get a 100% original and high-quality custom paper within the required time frame.